FAQ: Buyer Edition

Updated: Feb 2, 2020

You want to buy a house but you have questions..totally understandable. I am here to answer any of the questions that you have - Let's start with these frequently asked questions.

Q: What is the cost to work with a Realtor?

A: As a buyer, it does not cost you anything to work with a Realtor. The seller pays both the listing side and buyer side commissions when the transaction closes.

Q: Can I make an offer without being pre-approved?

A: In a competitive market, pre-approval is a necessity as it strengthens your offer and presents less risk to the seller if your purchase is reliant on obtaining financing.

Q: Should I talk to my bank about pre-approval?

A: Shop around for a home loan. That's right- shop! Consider the level of service & support that you will get from a local mortgage company vs a bank- as well as comparing interest rates.

Q: What does my credit score need to be get pre-approved?

A: Consult with the lender that you decided to work with. They will be able to counsel you on your financials, including your credit score.

Q: How much $$ do I need for a down payment?

A: Your down payment will vary depending on the loan type you choose. For example, FHA loan requires a 3.5% down payment, whereas a conventional loan you can put down 5% - 20%. If you qualify for VA benefits you could be eligible for ZERO down! Talk to your lender for further clarification.

Q: Can agents only show their own listings?

A: I can show you any listing on the market in Washington State!

What questions do you have about buying real estate in WA?

Leave a comment or email me directly at erica@infinityrewa.com.

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Meet your local Kitsap Broker


Managing Broker / REALTOR

Meet Erica Tudela, a Broker at Infinity Real Estate! Being raised in the Pacific Northwest in a real estate family, she is a natural and specializes in residential sales. She has transformed her childhood interest into a successful career, with a true passion that her clients can benefit from. She holds the utmost importance in our core values and shares the same high standards for ethics, honesty, and integrity. Offering the highest level of service is crucial for Erica and achieves this with her in-depth analysis of your needs, wants, and by determining and setting realistic goals. Client education is something Erica strongly believes in, not only will she assist you through the buying process, but also teach you the process and ensure you have the understanding in order to make the best decision possible to fulfill your real estate goals.

(360) 621-8698



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